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Every accident can have devastating consequences. Whatever the situation you are in, it is always advisable to make a compensation claim which will help you get back the money you spent on hospital fees, or to simply cover the material losses such as car damages, damaged goods, etc. But what do you do if you know you are in some way responsible for the occurrence of that accident?Lets take the example of a work accident. You go to work as you do every day but seem to overlook a sign that says wet floor. You fall down and suffer an injury, could be a broken limb, a sprain, a serious head injury, etc. This injury keeps you off work for a considerable period of time, and what is more, you will have expensive medical bills, due to treatment, hospitalization and so on. You decide to go through and file a claim against the company to pay for your medical treatment and all the additional expenses you had. The most important thing you must know when dealing with a compensation claim is that no insurance company representing its client (whether a person or a company) will just hand you the amount you ask for in the claim without proper investigation. Usually this investigation takes some time to complete and surprisingly enough, despite all the data gathered from the accident site, your testimony will be of crucial importance. It is therefore absolutely necessary for you not to lie because one way or another, the truth will be revealed and then your situation will only get worse.
The insurance company official conducting the investigation will ask you many questions regarding that particular day and sometimes this will repeat after several days just to see if you are sticking with the same version of the declaration. Another surprising fact is that, more often than not, after a first interrogatory session the person having made the claim confesses that the personal injury he was claiming for was caused, in part, by his/hers own negligence. Negligence is not tolerated. If the company were to blame for the accident, no doubt about it, the claim would be a winner, for sure. On the other hand, if the insurance company finds out you were partly to blame then you do not have a case anymore and you risk getting nothing at all, what is worse, you could find yourself unemployed, if the employer considers your action a direct affront to them and their company. Our best advice in these cases would be to seek the help of a personal injury lawyer, specialised in industrial injuries who can offer you the right guidance in your problem. Nowadays, thanks to the no win no fee feature you will have nothing to lose by getting legal help. Treat your compensation claim with the maximum of attention and seriousness. Don't try to lie about anything related to it and always remember to get all the facts right. Stick to the truth, it never helps to lie.
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